we have a small business and want to start excepting credit cards as payment but don't know where to start ?? do I call the bank or visa or master card ??
How does a business start excepting credit cards that has never taken credit cards before ?
You need a merchant service account. There are many companies out there that can provide this for you. I would search google for "merchant services" this should give you a lot of choices. Be careful though! The merchant service industry makes there money trying to confuse their clients. There are different rates for swiping a card or punching the numbers in manually. If a customer uses a reward card you are going to pay a higher rate. You MUST shop these rates against at least three companies. Good Luck!
Reply:Call a few of your local area banks. Some do credit card transaction processing.
(e.x First National Bank in the midwest)
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